

Initial Enrollment Period
When you turn 65, you get a seven-month window to sign up for Medicare. This window starts three months before your birthday month, includes your birthday month, and extends three months after. Signing up during this time guarantees you can get coverage regardless of past health conditions.
Annual Enrollment Period
Every year from October 15 through December 7, you can switch or adjust your Medicare coverage. Insurance carriers change their rates, drug coverage list, and doctor networks each year. Reviewing your plan during this window keeps your coverage aligned with your current doctors and prescriptions.
Your Enrollment Timeline Matters
Signing up at the right time helps you avoid unexpected coverage gaps and lifelong premium penalties.

Your Medicare
Coverage Options

We work for you, not a single carrier
Single-company agents can only sell you the specific plans their company offers. As an independent agency, we look at plans across multiple insurance carriers to match your specific doctors, medications, and budget.
Our help costs you nothing extra because insurance carriers compensate us directly if you decide to enroll. You get personal assistance before, during, and long after you pick a plan.



Schedule A Free Consultation
Call or text us to set up a time to talk. We meet in person at our Marianna office or over the phone.

Review Your Doctors and Prescriptions
Bring your list of current medications and preferred healthcare providers. We review your current situation together.

Get Your Personal Plan Comparison
We present clear choices from different carriers that fit your budget and health needs. You select the option that makes you feel comfortable.
Simple Steps to Your Medicare Recommendation




